Frequently Asked Questions

FAQ — Trading journal in plain answers

Honest, direct answers to the questions that come up most often — pricing, GDPR, German tax export (Anlage KAP), AI, broker import, and what sets us apart from other trading journals.

Which trading journal fits European traders?

TradeOnyx is built specifically for European retail and prop-firm traders. It combines a multi-asset journal (Forex, Stocks, Crypto, Futures, CFDs), per-trade AI review via Claude, the Onyx-Engine for behavioural pattern detection (revenge trading, overtrading, position-sizing drift, hold-time asymmetry, recovery patterns, and more), German tax export for Anlage KAP and Anlage SO, EU data residency in Falkenstein (Hetzner), and a bilingual DE/EN interface. The free tier is permanent — 1 account, 500 trades, full journal, daily AI briefing — no credit card required.

Is TradeOnyx free?

Yes. The Free tier is permanent and includes 1 trading account, up to 500 trades, the full journal, daily AI briefing, charts, broker and CSV import, the discipline scorecard, and Anlage-KAP tax export. No credit card is required to start. Pro (29 €/month) lifts the trade cap and unlocks advanced filters; Pro Plus (49 €/month) adds the full AI suite — per-trade review, weekly digest, narrative analysis and recommendations.

Does TradeOnyx support the German Anlage KAP and Anlage SO tax forms?

Yes, and it keeps them apart, because a German trading account is not taxed uniformly. TradeOnyx generates a PDF with two sections for any tax year with closed trades: capital income under § 20 (2) EStG (CFDs, forex, equities, futures, options, crypto derivatives) for the Anlage KAP including a flat-tax estimate, and privately held spot crypto as a private disposal under § 23 EStG for the Anlage SO. In the crypto section TradeOnyx checks the one-year holding period per base asset via FIFO and reports tax-free and taxable gains separately. That section deliberately carries no tax estimate: your personal income-tax rate applies there, not the flat tax. The export is a preparation aid; the final filing remains the Steuerberater's (tax advisor's) responsibility. Tools built for non-EU markets typically do not support these formats at all.

Is TradeOnyx GDPR-compliant and EU-hosted?

Yes. All user data — trades, journal entries, screenshots, AI prompts and responses — is stored on servers physically located in Falkenstein, Germany (Hetzner Online GmbH). The full stack is GDPR-native: data-subject rights, encrypted backups, data-processing agreements (AVV) with every subprocessor, and a published privacy policy at /datenschutz. Primary data storage is entirely in the EU; the declared subprocessors are Anthropic (AI analysis), Cloudflare (CDN, uploads, bot protection) and Postmark (transactional email) — see /datenschutz for details.

Which asset classes does TradeOnyx support?

Forex, Stocks (cash equities + ETFs), Crypto (spot + perpetuals), Futures (CME, Eurex, ICE), CFDs and indices. Option trades import like any other instrument and are classified for the Anlage KAP, but there are no option-specific fields such as strike or expiry, so the analyses treat them as ordinary positions. The journal is otherwise asset-class-agnostic — pip values, contract sizes and currency conversions are handled automatically per instrument. Multi-currency accounts (USD/EUR/CHF) work natively.

Does TradeOnyx have AI features?

Yes, deeply. The Pro Plus tier (49 €/month) unlocks per-trade AI review (Claude Sonnet writes a short coach-style critique of every closed trade), a daily market briefing, a Sunday weekly digest, narrative analysis of your detected patterns, and concrete recommendations. The Onyx-Engine (available from Free) is an in-house deterministic pattern engine — 28 behavioural detectors flagging revenge trading, overtrading, position-sizing drift, friday-drift, hold-time asymmetry, recovery patterns, stop-loss drift, correlation clusters and more. AI calls run against Anthropic Claude with cost caps and refund-on-failure built in.

Can I import trades from MetaTrader, Interactive Brokers, Binance and other brokers?

Yes. TradeOnyx has dedicated parsers for over 30 brokers including MetaTrader 4, MetaTrader 5, Interactive Brokers (Flex / Activity Statement), Alpaca, Binance, Bybit, Coinbase, Kraken, OANDA, Robinhood, Schwab, Webull, Lightspeed, Trading 212, IG, XTB, plus a generic CSV importer with column mapping. DACH brokers are first-class: Scalable, DEGIRO, Comdirect, Flatex, ING-DiBa, Consorsbank. Direct API live-sync is available for Alpaca, Binance, Bybit, Coinbase, Kraken and OANDA on the Pro tier.

Is TradeOnyx available in German?

Yes — fully bilingual DE/EN. The German interface is a first-class build, not a machine translation: all UI, emails, the Academy, AI prompts and the Anlage-KAP export are written natively in both languages. Users switch with a single toggle in Settings; per-user date and number formats (DD.MM.YYYY vs. MM/DD/YYYY, comma vs. dot decimals) follow automatically.

What makes TradeOnyx different from other trading journals?

Five things: (1) EU data residency in Germany — competitor tools mostly run on US clouds. (2) Bilingual DE/EN as a first-class build, not an afterthought. (3) Anlage-KAP German tax export, which US-built journals simply do not have. (4) The Onyx-Engine — a deterministic behavioural pattern detector that names what you are doing wrong instead of just showing P&L charts. (5) MCP connector for Claude, ChatGPT and Gemini — talk to your trading journal in natural language from any major AI assistant.

How do I connect TradeOnyx to ChatGPT, Claude or Gemini?

TradeOnyx ships a native Model Context Protocol (MCP) server. Settings → Connectors generates an OAuth-protected bearer token that you paste into the AI assistant's connector configuration. The assistant can then read trades, list journal entries, fetch the daily briefing, look up patterns, create or update trades, manage tags and strategies, and run analyses — 44 tools total. Works with Claude (Anthropic), ChatGPT (OpenAI), Gemini (Google), Cursor and any other MCP-compatible client.

Do you have a partner programme?

Yes. Anyone who recommends TradeOnyx earns 30 % of the net revenue of every subscription created through their personal link, recurring for as long as that subscription runs. People who arrive through the link get 30 days of Pro Plus for free. Signing up happens directly on the partner programme page, and signups, paying subscriptions and your own commission are visible in your dashboard at any time. The link itself comes regardless of which plan you are on, and anyone with an audience can additionally ask for free Pro-Plus access in the signup form.

How is the partner commission paid out?

Billing runs per calendar month, and commission only arises once a payment has actually come in: nothing flows during the 30-day trial. A partner writes no invoice; settlement runs by credit note (§ 14 Abs. 2 of the German VAT Act) and payment follows within 14 days by bank transfer. The minimum payout is 25 euros; below that, the balance carries over to the next month. Participation requires acting as a business, and a small business is enough. Full details are on the partner programme page.